Many Americans think: “The only way to decrease my taxes is to reduce my income.”, but there’s a better way.
You suspect you’re paying too much in taxes, but you make too much money to fall into any of the categories that lead to lower tax payments.… Read More
As a business owner, you worked hard to grow your business. Securing your future doesn’t end with growing your customer base and getting sales. You must also provide financial security for your employees.
Along with wages, a small business owner’s financial responsibility includes offering a benefits package.… Read More
When it comes to any business, wishing upon a star won’t ensure its future. Historically, remember the case of Michael Eisner (past chairman and CEO of The Walt Disney Company). First, Eisner’s “second-in-command,” Frank Wells, died in a helicopter accident in Nevada.… Read More
For many people, retirement income may come from a variety of sources. Here’s a quick review of the six main sources:
Social Security
Social Security is the government-administered retirement income program. Workers become eligible after paying Social Security taxes for 10 years.… Read More
Cash, When It’s Needed Most
If the ongoing success of your business depends on one or more key individuals, you may want to consider the role that insurance can play in protecting your business. The death or disability of a key employee—such as an owner or manager—can result in difficulties.… Read More
According to Yale University’s Crash Confidence Index, only about 27% of investors are confident the stock market will not crash sometime during the next six months.1
But if fear leads investors to avoid the entire investment class, they may limit their potential returns.… Read More
Whether they want the role or not, adult children often find themselves in the position of primary caregiver for their aging parents. Unfortunately, many of us are not prepared for that role. We often find ourselves so engrossed in how fast our own children are growing up that it’s sometimes easy to forget that our own parents are also aging.… Read More
Information vs. instinct.
When it comes to investing, many people believe they have a “knack” for choosing good investments. But what exactly is that “knack” based on? The fact is, the choices we make with our assets can be strongly influenced by factors, many of them emotional, that we may not even be aware of.… Read More