Taxes are a top detractor from overall portfolio performance. Your financial advisor can help you implement strategies to make your investments more efficient.
The Case for Tax Management
Scenario 1: Tax-Managed Portfolio
As part of an on-going tax management strategy, your financial advisor will consider opportunities to manage, defer, and reduce taxes to potentially improve your returns.… Read More
For many people, retirement income may come from a variety of sources. Here’s a quick review of the six main sources:
Social Security
Social Security is the government-administered retirement income program. Workers become eligible after paying Social Security taxes for 10 years.… Read More
According to Yale University’s Crash Confidence Index, only about 27% of investors are confident the stock market will not crash sometime during the next six months.1
But if fear leads investors to avoid the entire investment class, they may limit their potential returns.… Read More
Planning for your Social Security benefit isn’t just about estimating the monthly check you’ll receive in the mail. There’s a right way and a wrong way to look at Social Security.
S
The wrong way
I need this money as soon as possible because I paid into the system and deserve it.… Read More
Information vs. instinct.
When it comes to investing, many people believe they have a “knack” for choosing good investments. But what exactly is that “knack” based on? The fact is, the choices we make with our assets can be strongly influenced by factors, many of them emotional, that we may not even be aware of.… Read More
An inside look at the workings of our Central Bank
Have you ever taken a close look at paper money? Each U.S. bill has the words “Federal Reserve Note” imprinted across the top.
But many individuals may not know why the bill is issued by the Federal Reserve and what role the Federal Reserve plays in the economy.… Read More
If you have yet to develop a retirement plan for your business, or if you’re not sure the plan you’ve chosen is the right one, here are some things to consider:
How much can my business afford to contribute?
The cost of contributions may be managed by the plan type.… Read More
Most portfolios are constructed based on an individual’s investment objective, risk tolerance, and time horizon.
Using these inputs and sophisticated portfolio-optimization calculations, most investors can feel confident that they own a well-diversified portfolio, appropriately positioned to pursue their long-term goals.1
However, as a retiree, how you choose to live in retirement may be an additional factor to consider when building your portfolio.… Read More
Reducing your emotions can give you a better chance for investing success
Money is always an emotional subject, but often when our emotions get involved with our investments we will make wrong decisions. And that can be a costly mistake.
Keeping emotions and investing separate seems almost impossible for many investors.… Read More
Taxes are a top detractor from overall portfolio performance. Your financial advisor can help you implement strategies to make your investments more efficient.
The Case for Tax Management
Scenario 1: Tax-Managed Portfolio
As part of an on-going tax management strategy, your financial advisor will consider opportunities to manage, defer, and reduce taxes to potentially improve your returns.… Read More