B Talking about long term care (LTC) can be challenging, and it can be especially difficult to know where to start. How you choose to broach the conversation may depend on your loved one’s personality, age, health status, cognitive function, and religious beliefs.… Read More
Better to be safe than sorry As you enter your “golden years,” perhaps you imagine yourself traveling, visiting grandchildren, or pursuing a favorite hobby. Unfortunately, none of us can predict what the future may bring. But, according to the U.S. Department of Health and Human Services, more than 70% of individuals over the age of 65 will ultimately require some form of long-termcare (LTC).… Read More
T Tips to help you find your financial planner and financial planning firm The financial planner and financial planning firm you pick to manage your assets and advise you on key financial decisions affects your retirement and other major financial goals more, maybe, than even you.… Read More
A Quick Look at Your Life Insurance Needs You might consider a needs analysis in order to truly meet your objectives Have you ever wondered how much life insurance is “enough”? One general rule of thumb says that you should buy an amount equal to five to seven times your annual income.… Read More
Changing Times, Changing Needs Questions that all policyholders should ask themselves at least once a year When Judy purchased her life insurance policy 10 years ago, she thought her insurance planning was complete. She assumed that if she paid her premiums on time, she could sit back and not think about life insurance anymore.… Read More
Cash, When It’s Needed Most If the ongoing success of your business depends on one or more key individuals, you may want to consider the role that insurance can play in protecting your business. The death or disability of a key employee—such as an owner or manager—can result in difficulties.… Read More
Questions that all policyholders should ask themselves at least once a year   When Judy purchased her life insurance policy 10 years ago, she thought her insurance planning was complete. She assumed that if she paid her premiums on time, she could sit back and not think about life insurance anymore. … Read More