T Tips to help you find your financial planner and financial planning firm The financial planner and financial planning firm you pick to manage your assets and advise you on key financial decisions affects your retirement and other major financial goals more, maybe, than even you.… Read More
The Financial QuarterlyHow Did Markets Perform Last Quarter?S&P 500-3.7%The broader U.S. market lost ground in a weak third quarter as investors ran out of good vibes.1NASDAQ-4.1%The tech-focused NASDAQ dropped in Q3 as macroeconomic worries eroded investor confidence.1DOW 30-2.6%The blue-chip Dow also fell on macroeconomic worries but held up better against its counterparts.1Looking AheadWhat Factors May Influence Markets in the Months to Come?Let’s… Read More
Y What are your top three financial goals? How do you think your goals could change after doing one simple exercise? Any of us can answer that first question pretty easily. We can spit out a few generic goals off the top of our heads.… Read More
Once again, the dysfunction in Congress could lead to a government shutdown if a deal is not reached by September 30, 2023. For many, this may be confusing, as we just went through another debacle earlier this year. Download Full-Size PDF: Click Here On-The-Mark_-Special-Edition-September-2023
Economics is not a precise science. Central banks attempt to influence the economy through monetary policy(commonly by raising or lowering interest rates). The Fed uses monetary policy to attempt to achieve its dualmandate of price stability (low inflation) and full employment (economic growth).… Read More
A Quick Look at Your Life Insurance Needs You might consider a needs analysis in order to truly meet your objectives Have you ever wondered how much life insurance is “enough”? One general rule of thumb says that you should buy an amount equal to five to seven times your annual income.… Read More
Changing Times, Changing Needs Questions that all policyholders should ask themselves at least once a year When Judy purchased her life insurance policy 10 years ago, she thought her insurance planning was complete. She assumed that if she paid her premiums on time, she could sit back and not think about life insurance anymore.… Read More
Becoming Osaic I’m reaching out to share some exiting news regarding SagePoint Financial, the firm I use to support my business operations. SagePoint Financial recently announced that its parent company (formerly Advisor Group) adopted a new brand and name – Osaic.… Read More
Do you think you’re telling yourself the truth about money? We may think we know the facts about our finances. But our beliefs can often overshadow the facts. Our wishes, hopes, and fears can tip the scales away from the truth.… Read More
The Murkiest Part of Estate Planning is Talking Specific questions to help frame your thinking as you talk to your heirs The murkiest part of estate planning is to discuss when and how to distribute your assets to your heirs. This process requires a series of considerations and trade-offs to avoid emotion-laden family problems.… Read More