How Your Money Wisdom Plants the Seeds for a More Prosperous Future

How Your Money Wisdom Plants the Seeds for a More Prosperous Future

What if you could give any child in your life a brighter financial future without spending a single penny?

What if it only took the right words?

Believe it or not, that IS possible.

Talking to children about money now can pay off in a big way later.

And that’s true for “children” of any age — from kiddos in elementary school to adult children who have kids of their own.1


Because talking about money is a way of sharing what you know about it.

And these talks can help children understand how money works and what can come up when it’s time to spend money — or earn it, invest it, or save it.

Yet, those talks aren’t happening as often as they could be.2

That’s true despite the fact that most folks say parents should teach their kids about finance.2

In fact, when it comes down to it, most parents rarely discuss money with their kids. And many folks say they never talk money with their children.2

Maybe that’s why most Millennials and Gen Z-ers turn to social media for advice about money.3

But they won’t find YOUR money wisdom there.

It’s easy enough to start a meaningful conversation about finance and share what you know if you know where to begin.

So, here are some simple, thought-provoking conversation starters to use with anyone age 8 and older.

If you have these in your back pocket — ready to go — you can easily kickstart a talk about money the next time you have the chance. And you could end up sharing some enlightening pearls of money wisdom in the process.

Have you used any of these conversation starters yet?

Which one will you try next (or first)?

The truth is that it doesn’t really matter whether you dive into a money talk using these openers or others.

What matters much more is getting that discussion about finance started in the first place.

After all, talking about money can be hard for any of us, even when we’re talking to the folks we care about the most — including our children.

Still, these discussions don’t have to be painful, and they don’t have to create anxiety for anyone involved.

Even if they’re sensitive or challenging, remember, money talks can be incredibly valuable.


Talking about finance doesn’t just give you the chance to pass along hard-earned wisdom.

It can also inspire children — young and older — to make more prudent choices and pick up better financial habits.1

In the big picture, these money talks can contribute to financial well-being and a much brighter future.

But it probably won’t happen after just one money talk with kids.1

The discussion about finance has to keep going to really make a difference.

And one of the ways to keep that conversation going is with the help of someone you trust.


  1. https://cnbc.com/2021/04/05/giving-kids-an-early-financial-education-paus-off-in-the-future.html
  2. https://www.momentive.ai/en/blog/cnbc-financial-literacy-2022/
  3. https:///www.creditkarma.com/about/commentary/gen-z-turns-to-tiktok-and-instagram-for-financial-advice-and-actually-takes-it-sutdy-finds

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