Retirement Solutions, Inc.

Scott A. Chelberg, CFP®
5857 Owens Avenue
Suite 110
Carlsbad, CA 92008

Retirement Solutions, Inc.
Quarterly NewsletterMarch 2017

It's that time of year again!! Taxes… you know, we like to review our clients' tax returns to make sure all investment transactions were recorded and to identify potential tax savings in the future. When your taxes are completed, please give your tax preparer permission to send us a secure copy of your tax return(s) for our review. Your secure file can be sent to or

Please do not email us a scanned copy of your taxes from your email address, as it is not likely to be encrypted or password protected. If you would like to send us a copy, please send an email to Ben Potthoff and state "Please send instructions on how to send my tax returns securely". Please contact us at 760-603-0700 if you have any questions.


Four Ways to Double the Power of Your Tax Refund
What you do with a tax refund is up to you, but here are some ideas that may make your refund twice as valuable.
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Converting Retirement Savings to Retirement Income
You've been saving diligently for years, and now it's time to think about how to convert the money in your traditional, non-Roth 401(k)s (or similar workplace savings plans) into retirement income.
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Spring Cleaning Your Finances
The arrival of spring often signifies a time of renewal, a reminder to dust off the cobwebs and get rid of the dirt and grime that have built up throughout the winter season. And while most spring cleaning projects are likely focused on your home, you could take this time to evaluate and clean up your personal finances as well.
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What are bond ratings?
Bond ratings are an essential tool when considering fixed-income investments.
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What bond ratings do agencies use?
It may be helpful to compare bond ratings from the most well-known agencies.
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Securities and investment advisory services offered through SagePoint Financial, Inc., member FINRA/SIPC. Retirement Solutions is a marketing name.

Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual's personal circumstances.

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Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2017.

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