Was Decedent Receiving Social Security Benefits?

If the answer to that question is "yes," a family member or other person responsible for the beneficiary's affairs should do the following:

A lump sum may be payable to the surviving spouse if he or she was living with the beneficiary at the time of death, OR if living apart, was receiving Social Security benefits on the beneficiary's earnings record. If there is no surviving spouse, the payment is made to a child who was eligible for benefits on the beneficiary's earnings record in the month of death.